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21

10/14

Is Homeschooling Right For You And Your Child?

7:48 am by . Filed under: Education

Is it time to start a home school? Are you wondering what you need to do to effectively homeschool your kids? You need to plan carefully to ensure that your children’s homeschooling experience is a positive one. Continue reading if you would like to know more about it.

Make life a learning activity. Children are constantly learning, even outside of a curriculum. For example, correct your children’s grammar if you hear mistakes when they are talking. Enlist their help with making dinner by letting them read directions and measure ingredients. It’ll be amazing how fast they learn.

Are you aware of the expenses related to homeschooling? This is an especially important consideration because you will become a single-income household. Even if you are already a stay-at-home parent, you will have less time to perform your daily duties. Figure out if your decision will entail turning to more convenient but more expensive options such as grocery delivery or hiring a housekeeper.

Children need hands on learning during homeschooling time. When learning about certain cultures, make native foods and items that are unique with your child. When learning about China, have them make noodles. If your children are learning about a war, try to have them study things that have to do with the country that the war was in. There’s nothing like using all five senses to learn about a topic.

Create a budget for homeschooling expenses. If you know what you need for homeschooling and taking special trips you can save ahead of time for them. Have a different account with a certain amount for each kid. Keep extra money in the account for unforeseen things that you may not have thought of previously.

Create learning experiences while on family vacations. Take some side trips to the zoo or an important landmark. Include visits to far away zoos, museums or any place that you deem historically important. You can do this on one day or every day you’re there. Your children will learn while having a great family experience.

Figure out how your child can still socialize. Knowing your child will miss the socializing other children get at school, you need to be diligent in looking for ways to give these same benefits to your child. Meet up with other homeschool families and embark on field trips. There are any community programs such as park sponsored sports, library and zoos which offer special programs for homeschooled children. Consider joining Girl or Boy scouts for a great way to spend time with other kids while learning about interesting things.

When you begin homeschooling, plan your meals ahead of time. You can cook in bulk and then freeze your meals. Cooking ahead can really help you out when you’re tired or busy with errands. Try a few different meal plans to find what works best.

Take the time to foster the relationships in your family while homeschooling. Spend time with your partner so that you don’t spend every waking moment teaching or researching. Make sure your spouse and other family members know how important they still are. Try to do at least one thing together each day.

A home school is only as good as its teacher, so make sure you have the proper qualifications to homeschool your children. Additionally, there may be relationship issues that you and your kids need to work on before beginning a homeschooling relationship.

Keep all craft supplies at the ready. While you teach one child, another one can independently work on arts and crafts. Let your child use what’s available to spur creativity. This is one of the best ways to learn.

Before you start a lesson, give your child a healthy meal or snack to ensure that they are supported by good nutrition. When you do this, your child will certainly have plenty of energy to focus on learning. This will help keep their attention and stop them from tiring as time goes on.

Visit the library. Reading is crucial to your homeschool curriculum. Your child will need to practice reading to become proficient. The library is a great place to get these kinds of materials. Let your kids peruse the offerings, but try to keep them geared toward books that are of an appropriate age and skill level. You can even coordinate their reading books into other subjects like science and history.

Remember to be patient with your child’s learning. Teachers have the ability to not be a parent to your children, so they can focus only on teaching in a patient way. You need to have extra patience so that your kids don’t see your frustration. Offer words of encouragement and help give your child confidence and motivation.

Your role as a homeschooling parent is to provide your children with the best education possible. Just remember that continuously learning yourself is key to teaching your children. Their educational experiences are up to you, and that is a good thing.

18

10/14

Homeschooling Tips That Will Help You Out!

6:35 am by . Filed under: Education

Homeschooling used to be looked at as a way to create a socially deprived environment for your children. As we all know today, that this simply isn’t the case. Advances like social media in technology have made it possible for kids to stay connected to their peers. The following article will offer many techniques on homeschooling.

Do not forget to include breaks in your schedule, as children have a limited attention span. If your children are not allowed breaks, they will be less excited to learn. Let them go outside or vegetate for a bit. Everyone is likely to recharge happily from this time off.

Turn life into a learning activity. Your child is capable of learning more from you every day than what is in the curriculum. You could for instance correct the grammar mistakes you come across throughout your day. Get them to help you to prepare an evening meal and teach them how to convert measurements and budget accordingly. You’ll be amazed at how quickly they’ll learn.

There are certain financial setbacks that can occur when homeschooling your children. If you have a job, you may not be able to keep it. If you stay home you might need to think about how it will effect the care of your home and your money.

If you want to homeschool your children, be sure to learn as much as you can about it. Fortunately, it is easy to find a lot of information online that can help you make your decision. Always make sure that you have enough energy, time, and finances to ensure that your kids get a quality education.

Get in touch with the Homeschool Association in your state in order to learn the laws and guidelines that you need to follow. Whereas one state might have loose guidelines for homeschooling, others go so far as to require parents to register themselves as a private institution. Also be sure to make the school district aware of your decision to homeschool so that you don’t run into any problems with truancy.

Write down a list of the pros and cons of homeschooling and public schools. From this list, create lesson plans that help your kids get the best education they can since you felt that public school was inadequate. Use it as a checklist of things you need to do or avoid. Place it someplace safe, where you can easily reference it.

In order to learn effectively, your child needs a place where he can read and work without getting distracted. Choose an area that is separate from the places your child usually plays. If you don’t have storage in your child’s study area, get a box or crate for holding all their learning materials and supplies.

It is okay to let your kids have a say in their lesson plan. Ask them what they would like to see incorporated into them. When they’re a part of their education, they will actually have fun. You might be surprised by the great ideas you hear.

Get involved with homeschooling families throughout your area. Homeschooling is surely difficult, and talking with others doing similar work can be quite useful. Pass this advice on to friends to help them out with their situation. Finally, these groups allow your children to form important friendships. Since your child isn’t in a class, it is often harder to make friends. Getting families together helps with this.

Research various learning styles. Personlizing your child’s education is the best way to approach things. Sometimes sight words work well, other times audio or visual aids are the key, and some children only learn when they can touch and feel their assignment. You will be able to teach your child more efficiently if you learn about how to work with each learning style. Armed with this knowledge, you can provide the best possible education.

You need to have great patience levels when teaching a child. It is important that they don’t see you become flustered. Stay positive with them in order to maintain motivation and confidence.

Get older children to pitch in with younger children. Older children can be the perfect tutor for younger ones. Teaching a topic is a great way for an older child truly understand the material, while younger children will benefit from hearing the material in a new way. Sometimes your child can hear something better from his sibling.

Particular Topic

Is there a particular topic that your child is finding challenging? A new approach might be needed. Research new ways to teach that particular topic. Different kids learn in different ways so a new teaching technique can really help.

Make sure that you give your child a break during the day when homeschooling. Kids in public school take breaks so their minds can relax, and your kids will need to, too. That’s no good!

Make sure you’re standing firm on your decision to home-school your kids. As a homeschooling parent, you may face negativity or rude comments from relatives or friends who mean well. Having this sort of input can be useful, but don’t let external opinions overrule your own judgment when it comes to homeschooling. Remain focused on your reasoning behind your homeschool choice, and remind yourself each time someone puts in an uneducated, unsolicited opinion. A successful homeschooler must stand strong in their convictions and not be influenced by the criticism of others.

If you can, think about getting housework help. Both homeschooling and household errands can prove overwhelming when put together. While you teach, another person can be doing the housework or making dinner. By taking advantage of this help, you free up a good amount of your time and can spend that time teaching.

Education is one of the most important gifts you can give to your child. That said, homeschoolers now have opportunities their public and private school peers lack. Your child’s academic potential will be best served by a carefully planned, structured home study environment. As a parent, this is one of your duties.

15

10/14

Simple Tips When It Comes To Homeschooling

12:36 am by . Filed under: Education

Lots of people don’t trust their local public schools. With the rising cost of private schools, this option becomes more difficult, too. Homeschooling is the solution to this dilemma. With handling a child’s education from home, you can feel confident that your children are getting the best education without sacrificing hard earned dollars. Keep reading to find out more.

If you have a new baby and/or a very small toddler, homeschooling can be tough with an older child. The key here is to set aside specific times in the day to address the needs of each child. Find things that are good for all the kids. Both kids have to be engaged so they can bond while learning.

Educate yourself on homeschooling laws. Homeschooling rules change in different states, so you need to know what you are required to abide by. Some states want parents to have standardized testing done, and other states have different rules. In some states, there is a requirement for the parents to register as private schools.

Have you considered all of the financial aspects of homeschooling? You may need to quit working. That could be a big problem. Even stay at home parents will have to think about the time that will be taken away from household duties.

You might want to hire outside help or give assigned household chores to your children. It may be hard to do it all yourself. You’ll be drained of energy if you try to handle all of the necessary responsibilities. You needn’t feel guilty about accepting help, and you should accept it every chance you get.

Make sure you do plenty of research before deciding to homeschool your kids. There are many online resources available. Homeschooling your children will fail if you don’t dedicate the necessary time, energy and resources to make it a success.

Public schools don’t have the funds to offer a great education anymore. That being said, making sure your kids get a good education means gauging their success by having them do your state’s different standardized tests. This way you can take action the moment you are alerted to a possible deficit in learning.

Don’t be too focused on academic work. Allow your child breaks to play and let out their pent up energy. This will help your child to pay attention to the lesson being taught. Schedule breaks as part of your school day, and make sure your child knows when those breaks are.

Make sure not to neglect life skills from your program. Therefore, try to teach life skills and academics in your homeschooling education. Most people know what is involved with academic studies. But, some people do not know how important it is to have life skills, like taking care of them home or driving. You will be able to teach both sets of skills with the right approach. For instance, show your child how to take care of a garden as a part of a biology lesson.

If you are homeschooling your children, make sure you take the time to prepare your family meals ahead of time. You can cook several meals, freeze them, and then you just heat them up when needed. If you cook and freeze your meals in advance, you will be less stressed throughout the week. Try various cooking plans to find the one that suits your needs and schedule.

Now that you’ve finished reading this article, you can formulate a plan to teach your kids at home. Keep the advice you have been presented with in mind as you begin your path on the homeschooling journey. Your love for your child will make you the best teacher he could have. Your children should be very glad to have you teaching them.

11

10/14

Suggestions That Make The College Experience Easier!

10:03 pm by . Filed under: Education

Going to college can be an extremely exciting moment in a young person’s life. However, it can also be a very frightening moment. You can learn important life skills and work towards your degree at the same time. It can be hard to balance living on your own and keeping up with your education, but after all, that is what college is all about.

Make sure that you bring an ample amount of toiletries when you enter college. These items are important and tend to run out quickly due to frequent use. You can also save money by purchasing these items in bulk or economy packages.

Always have a bottle of water with you at school. It is important to stay hydrated throughout the day. This is extremely important to do when you have a number of classes scheduled close to one another and do not have time to break for a meal. Staying hydrated during the day can help keep you focused and on track. Water fountains make it easier to refill all kinds of water bottles now.

Secure college funding sources, such as scholarships, loans and grants, ahead of time. If you find great resources for grants, you might not need many loans. Come up with a good system for monitoring deadlines and be sure to turn in applications as early before deadlines as possible.

If you cannot pay for college, you should consider taking out a student loan. Take on the debt now, as college will reward you in the future.

Set aside a good amount of time to study everyday. Invest time in your college years, and you will reap excellent benefits. Consider college as important as you would any job, but don’t overlook the social aspects. Success in college can lead to more money in the future.

It’s important to always pay off your debts in full. If you don’t, you will incur debt. Credit cards should only be used in certain situations. Keep in mind that the reason you are going to college is to get an education. Debt can cause you to lose focus.

Avoid Eating

To avoid problems with the freshman 15 or even the freshman 20, be sure to keep a close eye on the amount of simple carbohydrates you consume. Avoid eating unhealthy foods. Turn to fresh fruits and veggies and whole grain snacks and meals to keep your energy level up steadily and in a healthy way. Avoid eating too much protein since it could cause health issues.

Take quality notes while you are in college for studying purposes. Taking notes helps you learn the information given. This helps make studying a breeze. Even if you are feeling sure of yourself, it is important to take notes.

Register for the classes you want very early in the selection process. Waiting too long can end up forcing you to take classes that are not necessarily your first choice. The minute you know which classes you need, sign up!

Apply for an internship when you’re going to college. An internship provides you with real-life experience and a real chance to see what you can do after college. If you do well, it is possible to end up with a job offer after college. Check with your advisor to learn what department handles internships at your school.

You should consider doing work study if you must have a job while taking classes. Your college’s job center can find you jobs before graduation and after graduation also.

Do you enjoy coffee? If so, then don’t buy your coffee in the mornings. A daily cup of coffee can be expensive over time. Brew your coffee instead of buying it at a coffee shop. It might not taste as good, or be as easy as grabbing some around campus, but you will save some cash. A quality coffee machine is a great investment that will save you money in the future.

Spend some time in your campus library. These libraries contain everything you need to be successful in your classes. Ask the librarian for assistance in locating the needed study materials, but remember to whisper! Sometimes, libraries provide a bulletin board for students to post textbooks for sale.

Take frequent breaks. Though study time is key, breaks are often just as crucial. For each hour you devote to your studies, you should take a 15 minute break to refresh your brain. Make a schedule for yourself and try to stick with it.

With luck, this article has prepared you for the challenges you are going to face in college. Use the tips in this piece, and you are sure to have an optimal college experience.

08

10/14

Information All Homeschooling Parents Can’t Go On Without

5:35 pm by . Filed under: Education

Private schooling is not an option for many families due to financial restraints. You could homeschool your child instead. When you choose the right method to teach your children at home, you will know that they will receive a quality education that they deserve. Keep reading for some advice that can help.

Make sure you check you state laws in regard to homeschooling. Different states have different regulations and rules governing the amount of time you need to dedicate to homeschooling your child. Many states will have a curriculum for you to follow, but it’s possible you’ll have to create your own. You should try to teach things that are close to what public schools are teaching.

Make learning a part of everyday life. Most children will excel and learn more by seeing how to put their lessons into practice rather than just reading it in a book. Help them out with their daily grammar mistakes as well. You can let them cook dinner and use measurement as a math lesson. They will learn at a rapid pace and you will be proud.

Go on field trips with other homeschooling parents. This will increase the fun factor of outings and allow your children the opportunity to spend time with other children. You can also get group discounts at some venues.

Find an ideal spot at home for your school work space. It needs to be an area in which the children do not feel as though they are distracted from outside influences. It needs space for building, acting and dancing, along with surfaces for taking tests and writing. It should also be in an easily visible area.

Research the homeschooling laws in your state. Home school laws differ with each states, which is why you need to know what your specific state requires. You might have to take part in standardized testing, or you might not. In some states, you will have to register as your own private school.

Use your imagination when homeschooling. Some supplies can be made at home. You can make DIY flash cards by laminating simple index cards. Letting your student participate in the process makes learning enjoyable and highly engaging.

Give them hands-on lessons when you teach your kids. For instance, if the lesson is about the culture of a foreign country, cook a meal from that area. As an example, you could plan to prepare perogies paired with cabbage rolls while you teach your children about Stalin. When learning about wars, you can cook foods from the countries you are studying. When all senses are used, information is better retained.

Before you start teaching your child at home, do plenty of research. In order to figure out if this is suitable for your family, check into the wide variety of online resources. The idea of it is good, but there are a lot of time, money and other commitments necessary.

A family trip can be an unforgettable and enjoyable learning experience. When it’s time to plan your family vacation, include visits to museums, historical landmarks, and science centers. Even a simple local trip can be accomplished in a day and have many rewards. You can have a good time together learning new things.

Find out what laws are in place in your state when it comes to running a school in your home. Search the HSDLA website for specific information about your state. Join an organization of homeschoolers to avoid any problems with CPS or Dept. of Education. Any dues you have to pay will be well worth it.

There are many advantages to homeschooling, including your child not getting lost between the cracks. Giving your children a no-pressure standardized state test can help you to gauge where they are at academically compared to their peers. Comparing your child’s scores to their peers scores can show you where your child might need extra help.

Fun isn’t the be-all and end-all of homeschooling. You will be required to play the role of disciplinarian at times. There are some aspects of learning that are dull and boring for children. Using a positive reward system can help, or charting their progress give them visible of their achievements.

You need to make sure you write down your plan. While you might think that you know exactly why homeschooling is the best option for your child, it may be hard to convince your spouse if you do not have anything concrete down on paper. Have your goals firmly in mind so that you’ll be able to answer others’ questions about your plans quite readily. You will be able to reach your goals easier.

With the above advice, you ought to be more confident with your ability to home school. With the right knowledge, nothing can stop you. Use the tips presented here to begin your journey to becoming a home schooling teacher for your children.

05

10/14

Student Loans: Mastering This Topic Starts With Reading This Article

4:30 pm by . Filed under: Education

Many people would not have been able to attend college without the assistance of student loans. You need to know many things about acquiring student loans, and this article can help. Keep reading this article, and you’ll get great information that you need to know.

Grace Period

Know that there’s likely a grace period built into having to pay back any loan. The grace period is the amount of time between your graduation date and date on which you must make your first loan payment. Knowing this allows you to make sure your payments are made on time so you can avoid penalties.

Be sure you understand the fine print of your student loans. You must watch your loan balances, check your repayment statuses, and know your lenders. These details can all have a big impact on any loan forgiveness or repayment options. This information is essential to creating a workable budget.

Stay in touch with the lender. Make sure they always know your address, phone number and email, all of which can change often during your college experience. Be certain that you immediately review anything you get from your lender, be it an electronic notice or paper mail. Make sure that you take all actions quickly. You may end up spending more money otherwise.

If you have the ability to pay more than what you owe on your loans, try to get those with the highest interest taken care of first. If you pay off the wrong loans first, you could end up paying more than you need to.

When you graduate, know how much time you have before you have to start making payments on your loans. If you have Stafford loans, you will usually have about 6 months. Perkins loans often give you nine months. Other loans offer differing periods of time. This is important to avoid late penalties on loans.

Choose a payment option based on your circumstances. Most loans have a 10-year repayment plan. You can consult other resources if this does not work for you. For example, you might take a long time to pay but then you’ll have to pay a lot more in interest. You can also possibly arrange a deal where you pay a certain percentage of your overall post-graduation income. Some student loan balances are forgiven after twenty five years have passed.

Student Loans

If you have more than one student loan, pay each off according to interest rates. Pay off the highest interest student loans first. Whenever you have a little extra money, put it towards your student loans to pay them off as fast as possible. Paying quicker than expected won’t penalize you in any way.

If you wish to get your student loan papers read quickly, be sure that your application is filled out without errors. If you give them information that isn’t right or is filled with mistakes, it can mean the processing will be delayed. This can put you a whole semester behind!

The best loans that are federal would be the Perkins or the Stafford loans. They tend to be affordable and entail the least risk. They are a great deal because you will get the government to pay your interest during your education. Perkins loans have an interest rate of 5%. The Stafford loan only has a rate of 6.8 percent.

PLUS student loans are offered to parents and graduate students. The interest doesn’t rise above 8.5%. This is a bit higher than Perkins and Stafford loan, but less than privatized loans. This loan option is better for more established students.

Keep in mind that your institution of learning may have ulterior motives for steering you toward specific lenders. Some lenders use the school’s name. This isn’t always accurate. The school can get a portion of this payment. It is important that you understand the entire loan contract before agreeing to it.

Avoid relying totally on student loans when it comes to paying for your education. Save your money up in advance and do not forget to apply for scholarships. There are websites that will help match you to scholarships and locate grants. Start looking early so that you’ll find the best information and assistance.

Always double and triple check your financial aid form. Errors on your application can alter the amount you are loaned. Ask someone for help if you are uncertain.

If you want to stretch out your student loans a little farther, get a meal plan which deals in terms of meals instead of dollar amounts. That way, you won’t be overpaying for extra items in the cafeteria. You will just pay a flat fee for every meal.

Find a job at your school to help pay off your debt. You will be able to offset expenses and get more money to keep.

As you can see from the above article, a good education is possible when you can afford to attend school with a student loan. Your new familiarity with the information above should make finding a loan much simpler. Use the advice you have found here and head into your future!

02

10/14

Easy Tips To Help You With Homeschooling

2:21 pm by . Filed under: Education

Public school can have many different negative issues and parents are beginning to become proactive. Many people are turning to homeschooling. A lot of parents have formed the opinion that the disadvantages of public school outweigh the benefits. This may cause you to consider the alternative of homeschooling but you need to educate yourself before making any decisions. This article can help answer many questions regarding homeschooling.

It’s not easy to have one child in school while caring for a baby. You have to have time for both throughout the day. Try finding some activities that appeal to them both. Bonding between siblings is important so encourage this with disrupting the teaching process.

Think outside the box for homeschooling. You can easily make teaching tools and items that would otherwise cost lots of money to buy. You can create flash cards using index cards that you can laminate. Have the children help you and education will seem more fun to them.

Get help around the house if you feel that you have too much responsibility. Taking care of all the household duties yourself would be very difficult. All of the chores, like cleaning, cooking, and shopping will soon burn you out! Say yes to some help whenever it is offered, and do not be afraid to hire someone if your budget allows.

Use hands-on lesson planning whenever possible while homeschooling your children. For example, you can make recipes from a foreign culture they are studying. To illustrate, if they are learning about India, they could try their hand making some Indian curry. When exposing them to Napoleon, have them create a menu of French foods. A tasty lesson will be one which is retained.

The Homeschool Association is a great resource that will teach you about laws and guidelines regarding homeschooling. You may have to register your homeschooling as private, but it’s possible you’ll only have to test your children using standardized methods. You should also get in touch with your school district to let them know that you are now homeschooling your kids. You don’t want your kids accused of truancy that you can also be liable for.

Research the local laws regarding homeschooling. You can check out the HSLDA website for more information. Joining a homeschooling group can provide you the assistance you will need if child services or school board give you any issues. Even if you have to pay to join, it could be worth it.

Be flexible in your teaching methods. Know your child’s learning style and teach them in that manner. Find a new and effective way of presenting that particular subject. Online tools, tutors or video aids can sometimes help. If you continue to push them into learning the materials in that way they will grow weary and not learn anything.

Let your child take frequent breaks so they can have fun, relax and use their energy. This helps your child to remain interested in what you are teaching them. Your schedule should include breaks and your child should be aware of when they are.

Skills about life are as important as studying. As a parent and teacher, you should work to integrate the different approaches into a singular lesson plan. Teaching your child life skills will prepare them for real life situations when they get older. These can be taught to your child simultaneously. When engaged in an activity, you can give your child a brief history of what they are supposed to do.

As stated earlier, most parents these days feel like sending children to a traditional school deprives them of a decent education. This is a primary reason for deciding to homeschool. Utilize the tips above to learn more about homeschooling and decide if this is what is best for your family.

29

09/14

It Is Our Job To Teach You About College

12:28 pm by . Filed under: Education

College is a terrific thing, despite its initial challenges. The advice below is sure to help you with some of the tough stuff so you have more time for fun. Heed these recommendations carefully, because your choices will have substantial consequences.

Pack plenty of toiletries for yourself as you head off to college. These are very important and will run out quickly with all of the times that you will be using them. Buying toiletries in bulk saves you time and money.

If hitting an academic stride has been a challenge, check for any available study skills seminars. Many students are used to getting high grades with comparatively little effort in high school and may not be sure how to study for their college courses. A study skills class can set you on the path to success in your classes.

Make healthy food choices. Have you ever heard of “The Freshman 15″? Well, it’s no joke. Take great care in monitoring your eating. Avoid overconsuming fast foods and pizza. It might seem fast and cheap but adds up over time and doesn’t provide you with the energy a nutritious meal would.

Your environment can make all the difference in the world when it comes to studying successfully. Dorm rooms tend to be too loud and busy for you to focus. You may find it preferable to discover a locale that is quiet. Libraries are a great choice. You may also want to consider purchasing noise-reducing headphones to help you study in peace.

Visit the admissions office of any prospective college. This way you can explore whether the school sponsors scholarships you may qualify for. A lot of school will offer their students scholarships A good conversation with an admissions clerk can tell you all the financial assistance opportunities you need.

Whether a girl or a guy, get to the gym on your campus as much as you can. You can get your workout in, and you can also meet up with many people in your school who are active. Then your exercise time also becomes a social time too.

Eat breakfast every day! Small meals comprised of fruit or yogurt can make a big difference. One of the biggest distractions you can have during a test is your stomach. Getting something to eat before a test will help you to keep your energy level up and make it easier to focus on the work at hand.

Get real rest. Sleep is essential; even though, all night studying and partying may beckon you. Failing to get enough sleep will negatively impact your state of mind and hurt your grades.

During your beginning semester, take one of your general education classes so it can be checked off your list. Get any classes that you must take (but don’t really want to take) over with early on. That will ensure you aren’t a senior alone in a class of freshmen.

Know as much as you can before classes begin, including about your teachers. You need to know the locations of their offices and how to contact them. It is important that you build a good repertoire with them so that if you need to turn a paper in late or have another issue they are more understanding.

When it comes to saving money, it is wise to always purchase your textbooks used. New textbooks are surprisingly expensive, while used textbooks are considerably cheaper and serve their purpose well. The book’s material is the same, so there is no reason not to purchase them used.

Your high school accomplishments or popularity means nothing at college, The people you meet in college won’t really care about your past high school accomplishments. Don’t be afraid to try harder and experience new things.

If you need a job while in school, take advantage of your college’s career office. Not only will they assist you with job placements once you graduate, they also post part time jobs that you could do while in campus or at the surrounding areas close to your school.

Schedule breaks into your study time. Although studying is important, it’s equally important to give yourself breaks. Take a 10-minute break every hour while studying to help relieve stress. Be sure to create and follow a realistic schedule.

Learn how to avoid plagiarism. During your college life, you will likely write a lot of papers. Make sure you know how to cite your references and avoid accidental plagiarism. Many professors use special software programs to check all student submissions for plagiarism. Don’t risk it!

Before giving up on a school, stay in for a year. Many college students feel homesick, awkward or like this whole thing was a mistake when they first get to college because it is an entirely different environment than they’re used to. After a year, if the school still does not appeal to you, it is time to contemplate your next move.

College can be both scary and exciting. With your new freedom comes temptation, so be sure that you make time for studying and attending classes. Remember that you are in college to get your education and experience independent living.

As this article has shown, college life is not always easy, but it can be extremely fun and rewarding. Keep yourself focused on your ultimate goals in college, and use the advice above to reach those goals.

29

09/14

Tata Bolt vs Ford Figo – Comparing a veteran against a novice

12:07 pm by . Filed under: Automobile

Tata Motors India Limited had unveiled the new hatchback Bolt (named after the legendary runner Usain Bolt) during the Indian auto expo 2014, and is expected to be launched in 2015. The Bolt is expected in 4 petrol and 3 diesel variants with one petrol variant having AMT transmission.

Ford India Private Limited launched the Figo in March 2010 and is available in 4 petrol and 4 diesel versions

The prices of the Bolt are expected between Rupees 4.2 and 7.0 lakh. The Figo is priced from 4.13 to 4.72 lakh.

 Tata Bolt features

The Bolt is expected to have 1.2 L, 89 bhp petrol engines and 1248 cc, 89 bhp diesel engines with mileages of 17.6 kmpl for petrol and 23.0 kmpl for diesel variants. For the Figo an 1196 cc, petrol engines giving mileages of 15.6 kmpl and a 1399 cc, 68 bhp diesel engines with mileages of 22 kmpl are used. The Tata Bolt is expected to give better mileages than the Figo.

The Tata Bolt features stretched projector type headlamps, an integrated body coloured bumper with running daylight LED lamps, ORVMs with turn signals and LED tail lamps. The Figo has a hexagonal grille, fog lights, body coloured electrically operated ORVMs, 13” alloy wheels and a rear wiper.

The luxurious interior of the Bolt will have a manual AC (auto for top variants), a three spoke steering wheel with audio controls, a centre console developed by Herman for infotainment with voice recognition, touch screen controls, satellite navigational facility and ABS and EBD. In the Figo Durotorq Titanium version a 2 Din music system with Bluetooth connectivity is available. Minimum safety features are there in the base variants. Only the Figo Titanium has air bags at the front, ABS and EBD, engine immobiliser and child lock facilities.

The Bolt is expected to be 3825 mm long with a ground clearance of 170 mm. The dimensions of the Figo are 3795 mm length and 168 mm ground clearance. The front brakes are ventilated disc type and the rear ones drum type for the Figo and the same can be expected on the Bolt. The Bolt will have an independent McPherson strut with anti roll bar suspension at the front and semi independent torsion beam with coil spring at the rear. The Figo has independent MacPherson strut with dual path mounts at the front and the semi independent twist beam with coil springs at the rear.

There is not much to choose between the two cars regarding the pricing. Whether Bolt can surpass the styling and the driving dynamics of the Figo is to be seen when the Tata car comes on the roads.

If you are looking for Maruti AMT Celerio – http://autoportal.com/newcars/marutisuzuki/celerio/

26

09/14

What Everyone Needs To Know About Student Loans

12:02 pm by . Filed under: Education

Many people would not have been able to attend college without the assistance of student loans. Keep reading to obtain an understanding of the basics of student loans. Keep reading into the following paragraphs to find out how to finance the education you want and need.

Always know the pertinent details of your loans. Stay on top of what your balance is and know which lender you borrowed from, plus what your repayment status is. These three details all factor heavily into your repayment and loan forgiveness options. This will allow you to budget effectively.

If you were laid off or are hit with a financial emergency, don’t worry about your inability to make a payment on your student loan. Many times a lender will allow the payments to be pushed back if you make them aware of the issue in your life. However, this may negatively affect your interest rate.

Don’t panic when you struggle to pay your loans. Job losses and health emergencies are part of life. Luckily, you may have options such as forbearance and deferral that will help you out. Keep in mind that interest often continues accruing, so do your best to at least make interest payments to keep from having a larger balance.

Student Loan

For those on a budget already stretched to the max, the idea of a student loan can be scary. There are loan rewards programs that can help with payments. Check out programs from Upromise such as SmarterBucks and LoanLink. These are very similar to cash back programs, where any dollars you spend can accumulate rewards which apply to your student loan.

Take as many hours each semester as you think you can handle so you don’t waste any money. To be considered a full-time student, you usually have to carry at least nine or 12 credits, but you can usually take as many as 18 credit each semester, which means that it takes less time for you to graduate. This lets you minimize the loan amounts you have to accrue.

It is easy to simply sign for a student loan without paying attention to the fine print. Don’t do this! Always understand what you are signing. If you must, ask questions to make sure you understand everything completely. It is simple to receive more cash than they were meant to.

Fill your application out accurately to get your loan as soon as possible. Giving incorrect information can cause the process to be delayed, resulting in having to start school later.

Perkins Loans

Stafford and Perkins loans are the most advantageous federal loans to get. These are the most affordable and the safest. These are good loans because the government pays the interest while you are still in school. There’s a five percent interest rate on Perkins loans. Stafford loans offer interest rates that don’t go above 6.8%.

Look into PLUS loans for your graduate work. The interest isn’t more than 8.5%. Although it is higher than Perkins and Stafford Loans, you still get a much better rate than one that is private. It might be the best option for you.

You can get a college education! Your new familiarity with the information above should make finding a loan much simpler. Utilize this advice and pursue your goals.

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